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I similarly agree with thatsNotSafe's guidelines and proposal. Although I personally feel that it could be more specific for each category, it does a great job in an overall context. I am under the impression that if the topic becomes to greatly argued over based on nuances, we will be without a rule by the end. Any complaints we may have are likely down to small personal preferences based on our cultures and views. The proposed guideline is concise, yet flexible.

As an argument toward the "user-laziness" thing, I'd rather see everyone default to explicit and the community change the rating. This rule clarification was intended for those who were already putting in the effort of accuracy.